There are some important things we need to tell you;
We will not pay under any circumstances if:
- Your claim arises because you hunt, race (other then on foot), engage in Open Water Sailing, play polo, go mountaineering or rock climbing using ropes or climbing equipment (other than for hiking) or from professional sport of any kind, or from parachuting, hang gliding, sky diving or para ponting.
- Your claim arises because you dive underwater using a artificial breathing apparatus, unless you hold an open water diving licence issued in New Zealand or you were diving under licensed instruction.
- Your claim arises from travel in any air supported device other than as a passenger in a fully licensed aircraft operated by an airline or charter company. This exclusion does not apply to regulated or licensed ballooning.