Travel Insurance - New Zealand

Downunder Insurance arranges budget travel insurance policies to New Zealand residents under the age of 66 years of age, whether it's for a few days away overseas or for a year long backpacking or working holiday adventure on the other side of the world. Downunder Insurance has been arranging holiday insurance policies for more than 15 years to travellers worldwide, so rest assured should you need Downunder, they will be there for you.

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We are a New Zealand owned and operated company, supplying quality insurance to travellers and backpackers at affordable rates.

Why do I need travel Insurance for my Holiday?

If you've heard the saying 'if you can't afford insurance, you can't afford to travel, you'll probably agree that insurance IS important and you shouldn't leave home without it. Many travellers, especially those on a tight budget, believe that travel insurance is a luxury, not a necessity, and hope to save money by not taking out an insurance policy. However the reality is, should something happen, your insurance may be worth its premium many times over.

Medical and Emergency Assistance

As this is the most important aspect of cover your policy should have, make sure it's included, even if you are purchasing a very basic policy. Cover providing you with 24 hour around the clock assistance is also advised, as many of the countries you will be travelling to will be in a different time zone to New Zealand making phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is important as medical costs and charges can escalate in a very short space of time, particularly in countries like the USA where an uninsured patient can run up bills into the $10,000's The last thing you want to have to do if sick or injured is to have to figure out a way to repay ever increasing medical bills.

Personal Liability

Another aspect of cover you should consider when purchasing a policy is  personal liability cover. Personal liability covers for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in Newquay and your board hit someone else in the head causing an injury, you would be covered for any claim made against you (subject to full policy terms and conditions) regarding that injury. 

Why buy your Travel Insurance from Downunder Insurance?

We are travellers who know what other travellers want to do when travelling. There are many other benefits when you buy your policy from us, these include:

Explorer Travel Insurance

Backpacker Travel Insurance

Comprehensive Travel Insurance

Annual Frequent Traveller Travel Insurance (for multiple trips during a 12 month period)

Please read the policy wording carefully to make sure you understand the full terms and conditions.

If you would like more information on travel insurance, or have a query, please call our NZ office on 0800 244 633 or Email Us.

Buy Travel Insurance online from Downunder