Big OE Insurance for New Zealanders
Downunder Insurance in New Zealand provides great value Big OE insurance policies with excellent cover for New Zealand travellers headed overseas. Whether you are going overseas for a few weeks, months, a year or on a one way trip, you need insurance for yourself and your belongings.

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There are a number of travel insurers to choose from, however why don't you choose one that specialises in Big OE trips AND one that is New Zealand owned and operated. We have been supplying travel insurance policies to worldwide travellers for more than 12 years, so rest assured we will be there for you when you need us. Our policies are underwritten by Allianz New Zealand Limited.
What are the Benefits of Our Insurance?
The New Zealand Ministry of Foreign Affairs and Trade states,'if you can't afford insurance, you can't afford to travel,' however we would prefer to big oe insurance inform you of the benefits of travel insurance. All our policies come standard with the following:
Medical expenses cover, including a 24 hour medical emergency assistance phone number
Personal libility and legal expenses cover should you injure somone else's person or property
Personal accident and death benefit cover
You can make changes as you travel
'No Excess Option' - pay an additional premium to remove the standard excess
14 day cooling off money back guarantee
Working Holiday Cover
Unfortunately many travellers make the decision that their holiday is more important than their health and try to save money by not taking out insurance prior to travelling. However many travellers live to regret that decision. If you don't take out adequate travel insurance, you may find that it could be one of the most expensive decisions of your life.
Personal Liability
Another aspect of cover you should consider when purchasing a policy is personal liability cover. Personal liability covers for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in Newquay and your board hit someone else in the head causing an injury, you would be covered for any claim made against you (subject to full policy terms and conditions) regarding that injury.
More Information on Our Policies?
If you would like more information on any of our policy types, the levels of cover they provide and the prices associated, please click on the appropriate link below:
Backpacker Policy, Comprehensive Policy, or Annual Multi-Trip Policy
Please read the policy wording carefully to make sure you understand the full terms and conditions.
If you would like to get in touch with us, please email us and we will endeavour to get back to you within 2 business days.
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