Cheap Travel Insurance
It is important to find a policy that will cover all of your travelling requirements and not skimp on the most important elements. Cheap cover is not necessarily quality cover but DUInsure are able to combine the two to provide the perfect budget travel insurance product. Online companies that operate online, as we do, have reduced overheads meaning we can pass on our savings to you.
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It may not be necessary to take out an expensive policy if the type of travelling and the destination do not merit this type of cover. Some countries are deemed safer than others and a few may have Reciprocal Health Agreements with your home country, which will reduce medical costs. The type of activities that you plan to enjoy may also have a bearing on insurance costs, with fans of extreme sports incurring extra expense.
Cover for personal belongings does not need to be extensive if the holiday suitcases only contain sun cream and clothing. Those who travel with the bare basics and leave valuables at home may find they can cut costs. Those on package holidays will find that most hotels provide pricey items like hairdryers and alarm clocks and often have public computers, so all of these items can be left at home.
No matter how much of a bargain a cheap policy appears to be, some circumstances do merit adequate cover to prevent a holiday becoming a financial nightmare. Having adequate medical insurance has to be at the top of the list of priorities and make sure it covers medical evacuation, as this can be expensive. Another priority has to be cover for documents like passports and tickets as these can be costly to replace. A good tip is to take photocopies of these documents and leave a set at home as well as carrying copies. Cash cover is also important, for those who prefer not to use cards.
Covering unforeseen circumstances like cancelled flights, flight delays, and emergency evacuation is important and should be seriously considered when buying a travel insurance policy. A sudden illness can mean a holiday cancellation and being covered will provide funds for another trip. Flight delays can prove costly if they are lengthy and travel insurance cover can reimburse hotel costs. Being able to fly out of a country targeted by terrorist activity or a sudden outbreak of war, without worrying about the financial implications, is important for peace of mind as well as safety.
As with any kind of insurance cover, check the policy wording to make sure that the most important aspects of travel are included within the policy. DUInsure offer a wide range of insurance features from personal belongings cover to unlimited medical expenses, which make our cheap travel insurance the perfect solution for anyone travelling on a budget.