Holiday Insurance - New Zealand
Downunder Insurance in New Zealand arranges affordable holiday insurance policies to New Zealand residents under the age of 65 years, whether it be for a few days travel overseas or for a 12 month backpacking or working holiday adventure in any number of overseas locations. Downunder Travel Insurance has been providing worldwide insurance policies to travellers for more than 12 years.
Travel Insurance Quote
All of our travel insurance plans are underwritten by Allianz New Zealand Limited (Allianz).
Why do I need Holiday Insurance?
Have you ever heard the saying 'if you can't afford travel insurance, you can't afford to travel,' well, in most cases it's true. Many travellers, especially those backpackers who are on a tight budget, believe that travel insurance is a luxury, not a necessity, and try to budget by not taking out a holiday insurance policy.
However the reality is, should something happen to you or to your property while travelling, your travel insurance policy will be worth its premium many times over, especially if you happen to fall ill or get injured where medical care is expensive, or where you need to be repatriated. Medical cover and 24 hour medical emergency assistance
This maybe the most important type of cover you should have, regardless of the type of policy you are purchasing. As part of your medical cover, 24 hour medical emergency assistance is also suggested as important as you could be anywhere, day or night, when the unexpected happens. Medical cover is extremely important as medical charges can escalate very quickly, especially in countries like America where an uninsured person can soon run up bills into the $1000s and often more if you are really ill or severely injured. The last thing you want to have to do if you are sick or injured is to figure out a way to repay your ever increasing medical bills.
Personal Liability
Another aspect of cover you should consider when purchasing a policy is personal liability cover. Personal liability covers for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in Newquay and your board hit someone else in the head causing an injury, you would be covered for any claim made against you (subject to full policy terms and conditions) regarding that injury.
Why Buy your Travel Insurance from Downunder Insurance?
Downunder Insurance have been arranging worldwide travel insurance to travellers for more than 12 years. We are travellers who know what other travellers want to do when when on an overseas holiday or adventure, and we sell policies at the most reasonable prices. There are many other benefits you will enjoy when you buy your policy from us. These include:
14 day cooling off money back guarantee as standard
24 hour worldwide medical emergency assistance
Many adventure sports and activities covered including bunjee jumping, white water rafting and scuba diving (some conditions may apply).
Underwritten by Allianz New Zealand Limited (Allianz)
Working Holiday Insurance included
You can remove the standard $100 excess on plans A,C, D, E, F, G & H by paying an additional premium.
Want more Information on our Holiday Insurance Policies?
If you would like more information on any of our travel insurance plans, the types and levels of cover they provide and the prices, please click on on of the links below:
Please read the policy wording carefully to make sure you understand the full terms and conditions of our policies.
If you would like to get in touch with us, you can email us or call our Customer Service Centre during business hours on 0800 244 633.
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