Travel Insurance - Annual Frequent Traveller

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Our policy designed for the frequent traveller.

Annual Frequent Traveller Travel Insurance Policies are a cost effective option for those of you wanting annual travel insurance. The Annual Frequent Traveller travel insurance policy is for anyone wanting to take multiple trips of no longer then 37 days for leisure travel or 90 days for business travel duration, over a 12 month period.

The great thing about the Annual Frequent Traveller travel insurance policy is that you can get cover as an individual traveller or you can get family cover under this policy type. The Annual Frequent Traveller travel insurance policy will cover accompanying spouse and dependant children/grandchildren under 21 for free. This policy is for anyone aged 65 years and under.

The Annual Frequent Traveller Travel Insurance Policy offers extensive cover: Overseas Emergency Medical Assistance (Unlimited), hospital expenses, permanent disability (max benefit $50,000), Alternative Transport Expenses, Luggage and Personal Effects (Up to $5,000), Cancellation Fees and Lost Deposits, personal liability (Up to $5,000,000), Theft of Cash, travel delay and Accidental Death. If you are a New Zealander, or live in New Zealand, and want travel insurance, we have the policy for you.

The Annual Frequent Traveller Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by Mondial Assistance and is underwritten by Allianz New Zealand Limited (Allianz). It provides cover, like all of our policies, for many different types of sporting activities at no additional premium.

Following is a Table of the benefits and their maximum limits. All benefit limits and Excesses are in New Zealand Dollars (NZD). Refer to "Your Policy Cover" pages 34 to 53 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.		Maximum Benefit Limits
		PLAN D - Annual Frequent Traveller (Leisure)	PLAN E - Annual Frequent Traveller (Business)
Policy Sections & Benefits		Single	Single
1*	Cancellation Fees and Lost Deposits	unlimited	unlimited
2*	Overseas Emergency Medical Assistance	unlimited	unlimited
3	Overseas Emergency Medical and Hospital Expenses	unlimited	unlimited
	Dental Expenses (per person, per Journey)	$500	$500
4*	Additional Expenses	$50,000	$50,000
5*	Hospital Cash Allowance	$5,000	$5,000
6*	Accidental Death	$25,000	$25,000
7*	Permanent Disability	$25,000	$25,000
8*	Loss of Income#	-	$10,400
9	Travel Documents, Credit Cards and Travellers Cheques	$5,000	$5,000
10	Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders	$250	$250
11*	Luggage and Personal Effects++	$5,000	$5,000
12	Luggage and Personal Effects Delay Allowance	$250	$250
13*	Travel Delay Allowance	$2,000	$2,000
14	Alternative Transport Expenses	$5,000	$5,000
15	Personal Liability	$5,000,000	$5,000,000
16*	Rental Vehicle Excess	$3,000	$3,000
17	Alternative Staff	-	$2,500
18	Business Equipment	-	$5,000
19*	Hire Business Equipment	-	$1,000
20	Recreate Business Documents	-	$1,000
*sub-limits apply - refer "Policy Cover" pages 34 to 53 of your policy wording. ++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.

The following "Additional Options " can be purchased

Increased Luggage & Personal Effects cover - Up to an additional $5,000 cover can be purchased for specified items (excluding jewellery) by paying an additional premium - receipts and/or valuations need to be provided. There is a $3,000 item limit for personal computers, video cameras and cameras, $1,000 each item for mobile phones (including PDAs and any items with phone capabilities) and a $750 item limit for all other items up to a total value of $5,000.
Removal of Standard Excess - You can remove the standard $100 Excess on Plans A, C, D, E, F, G, H & I by paying an additional premium.

INSTANT QUOTE

Price List ($)
Leisure	$374.00
Business	$398.00

All Prices are In New Zealand Dollars and are inclusive of GST