Plan C – Backpackers (International)

The Backpacker policy is our most popular travel insurance policy for your Big OE

Travel Insurance is available right now with our Backpackers (International) Plan. This Backpackers policy is for the backpacker or traveller who wants basic levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided for travellers 65 years and under travelling abroad and is most popular with young travellers going overseas on a working holiday.

The travel insurance product is underwritten by Allianz New Zealand Limited and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for many adventure activities, such as bungee jumping, scuba diving where you hold an open water diving license issued in New Zealand or you were diving under licensed instruction and white water rafting, not always available with this type of backpacker insurance for no additional premium.

You could travel Worldwide (excluding USA, Hawaii, Canada, South America and Japan) for up to 12 months, with cover for as little as NZ$504.53*.

Click Here to see a copy of our current Policy Wording

Following is a Table of the benefits and their maximum limits.

All benefit limits and Excesses are in New Zealand Dollars (NZD).

Refer to "Your Policy Cover" pages 37 to 54 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.

PLAN C - Backpackers (International)
Policy Sections & Benefits Maximum Benefit Limits


Single / Duo**



Cancellation Fees and Lost Deposits




Overseas Emergency Medical Assistance




Overseas Emergency Medical and Hospital Expenses




Dental Expenses (per person, per Journey)




Additional Expenses




Hospital Cash Allowance




Accidental Death




Permanent Disability




Loss of Income




Travel Documents, Credit Cards and Travellers Cheques




Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders




Luggage and Personal Effects++




Luggage and Personal Effects Delay Allowance




Travel Delay Allowance




Alternative Transport Expenses




Personal Liability



*sub-limits apply - refer "Policy Cover" pages 37 - 41 of your Policy Wording.
**Duo cover - Single cover Benefits apply per insured person.
++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.

The following "Additional Options " can be purchased

Travel Insurance Quote


*Based on an age range of 26-55

© Downunder Worldwide Travel Insurance Limited.

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Downunder Insurance New Zealand
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 244 633
Fax – (64) (9) 489 9573

©2017 Downunder Insurance.

This insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 (Incorporated in Australia) trading as Allianz Global Assistance and is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. Downunder Worldwide Insurance Ltd, Company No. 1014965 arranges this insurance as agent of Allianz Global Assistance. You should consider the Policy Wording before making any decisions about this product.

For further information on Allianz Australia Insurance Limited’s financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice

Allianz Global Assistance Logo DUinsure’s policies are issued and managed by Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited