Plan A – Comprehensive (International)

Our policy designed for the more mature traveller, or the traveller requiring higher levels of cover.

Travel Insurance is available right now with our Comprehensive (International) Plan for New Zealand residents aged 79 years and under and 80 years and over on application. This travel insurance policy is for those travellers, holiday makers, or even backpackers who want a higher level of cover.

The Comprehensive (International) Plan offers extensive cover: Overseas Emergency Medical Assistance (Unlimited), hospital expenses, permanent disability (max benefit $50,000), Alternative Transport Expenses, Luggage and Personal Effects (Up to $5,000), Cancellation Fees and Lost Deposits, personal liability (Up to $5,000,000), Theft of Cash, travel delay and Accidental Death. If you are a New Zealander, or live in New Zealand, and want travel insurance, we have the policy for you.

This Comprehensive Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by Allianz Global Assistance and is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. It provides cover, like all of our policies, for many different types of sporting or adventureous activities at no additional premium.

Click Here to see a copy of our current Policy Wording

Following is a Table of the benefits and their maximum limits.

All benefit limits and Excesses are in New Zealand Dollars (NZD).

Refer to "Your Policy Cover" pages 37 to 54 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.

PLAN A - Comprehensive (International)
Policy Sections & Benefits Maximum Benefit Limits


Single / Duo**



Cancellation Fees and Lost Deposits




Overseas Emergency Medical Assistance




Overseas Emergency Medical and Hospital Expenses




Dental Expenses (per person, per Journey)




Additional Expenses




Hospital Cash Allowance




Accidental Death




Permanent Disability




Loss of Income#




Travel Documents, Credit Cards and Travellers Cheques




Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders




Luggage and Personal Effects++




Luggage and Personal Effects Delay Allowance




Travel Delay Allowance




Alternative Transport Expenses




Personal Liability



*sub-limits apply - refer "Policy Cover" pages 37 to 54 of your policy wording.
**Duo cover - Single cover Benefits apply per insured person.
#These Sections are available under separate cover packages - see "Additional Options" pages 23 to 24.
++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.

The following "Additional Options " can be purchased

Travel Insurance Quote


© Downunder Worldwide Travel Insurance Limited.

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Downunder Insurance New Zealand
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 244 633
Fax – (64) (9) 489 9573

©2017 Downunder Insurance.

This insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 (Incorporated in Australia) trading as Allianz Global Assistance and is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. Downunder Worldwide Insurance Ltd, Company No. 1014965 arranges this insurance as agent of Allianz Global Assistance. You should consider the Policy Wording before making any decisions about this product.

For further information on Allianz Australia Insurance Limited’s financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice

Allianz Global Assistance Logo DUinsure’s policies are issued and managed by Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited