Residents Already Overseas

 

Residents already overseas travel insurance provides cover for you if you are already overseas. To purchase this policy you must fit the following criteria:

  • you are aged 59 or under
  • you are resident of New Zealand
  • you purchase your policy while you are overseas
  • your one-way journey commences overseas and ends in New Zealand
  • for this plan ‘journey’ means your travel from the time when the policy is issued when you are overseas to the time when you return to your home or the place you intend to reside in New Zealand

 

Policy Benefit Per Adult

Cancellation fees and lost deposits*

$10,000

Overseas Emergency Medical Assistance^*

UNLIMITED

Overseas Emergency Medical and hospital expenses^*

UNLIMITED

Dental expenses^

$750

Additional accommodation & travel expenses*

$10,000

Includes family emergency*

Yes

Includes emergency companion cover*

Yes

Hospital cash allowance^*

$2,000

Accidental death*

$25,000

Permanent disability^*

$25,000

Travel documents, Credit cards & Travellers cheques^

$1,000

Luggage and personal effects*

$5,000

Luggage and personal effects delay expenses^

$250

Travel delay expenses^

$1,000

Alternative transport expenses

$3,000

Personal liability

$2MIL

*Sub-limits apply-see "what your policy covers".

^ There is no cover under these policy sections while travelling in New Zealand.

For full details please read the Product Disclosure Statement