Comprehensive Travel Insurance in the form of our Comprehensive (International) Plan is available to New Zealanders, or permanent residents of New Zealand. It offers good levels of cover and is great for most travellers, whether retirees, backpackers wanting higher levels of cover, families or businessmen.
What is our Comprehensive Travel Insurance Plan? Well, it has extensive levels of cover, including: Medical and Repatriation (Unlimited), Hospital Cash Allowance, Accidental Death (max. Benefit $25,000), Travel delay Allowance and Alternative Transport expenses, Permanent disability, Personal Effects and Luggage, Cancellation and Curtailment, Personal Liability ($5,000,000) and Theft of Cash*.
| Compare Policy Benefits | Backpacker | Comprehensive | Premier |
|---|---|---|---|
|
Cancellation fees and lost deposits* |
$5,000 | $20,000 | UNLIMITED |
|
Overseas Emergency Medical Assistance^* |
UNLIMITED | UNLIMITED | UNLIMITED |
|
Overseas Emergency Medical and hospital expenses^* |
UNLIMITED | UNLIMITED | UNLIMITED |
|
Dental expenses^ |
$750 | $750 | $750 |
|
Additional accommodation & travel expenses* |
- |
$5,000 |
$10,000 |
|
Includes family emergency* |
- | Yes | Yes |
|
Includes emergency companion cover* |
- | Yes | Yes |
|
Hospital cash allowance^* |
N/A | $2,000 | $2,000 |
|
Accidental death* |
- | $25,000 | $30,000 |
|
Permanent disability* |
- | $25,000 | $50,000 |
|
Travel documents, Credit cards & Travellers cheques |
N/A | $1,000 | $1,000 |
|
Theft of cash |
- | $250 | $500 |
|
Luggage and personal effects* |
$3,000 | $5,000 | $7,500 |
|
Luggage and personal effects delay expenses |
N/A | $250 | $250 |
|
Travel delay expenses |
- | $1,000 | $1,000 |
|
Alternative transport expenses |
- | $3,000 | $3,000 |
|
Personal liability |
$2MIL | $5MIL | $5MIL |
*Sub-limits apply-see "what your policy covers".
^ There is no cover under these policy sections while travelling in New Zealand.
For full details please read the Product Disclosure Statement