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The International Experience Canada Policy has been designed as a great option for those that have 2 year working holiday visas for Canada via its namesake the International Experience Canada scheme. Set up for New Zealanders between the ages of 18 & 35 who wish to experience 2 years living and working in Canada (under the 23 month IEC Visa Programme or other Visa options) with comprehensive cover whilst in Canada and on their trips abroad.
The policy is underwritten by Lloyd's and we believe it is the first one of it's kind. The policy is issued for the full two years as per the visa requirements and covers you comprehensively for emergency medical, luggage and personal effects, cancellations fees and many other benefits.
There are two options available, the standard policy or including Snow sports cover.
| Policy Benefit | IEC | IEC Winter Sports |
|---|---|---|
|
Cancellation fees and lost deposits* |
$10,000 |
$10,000 |
|
Overseas Emergency Medical Assistance^* |
UNLIMITED |
UNLIMITED |
|
Overseas Emergency Medical and hospital expenses^ |
UNLIMITED |
UNLIMITED |
|
Dental expenses^ |
$750 |
$750 |
|
Additional accommodation & travel expenses* |
$10,000 |
$10,000 |
|
Includes family emergency* |
Yes |
Yes |
|
Includes emergency companion cover |
Yes |
Yes |
|
Hospital cash allowance^* |
$2,000 |
$2,000 |
|
Accidental death* |
$25,000 |
$25,000 |
|
Permanent disability^* |
$25,000 |
$25,000 |
|
Travel documents, Credit cards & Travellers cheques^ |
$1,000 |
$1,000 |
|
Luggage and personal effects* |
$5,000 |
$5,000 |
|
Luggage and personal effects delay expenses^ |
$250 |
$250 |
|
Travel delay expenses^* |
$1,000 |
$1,000 |
|
Alternative transport expenses |
$3,000 |
$3,000 |
|
Personal liability# |
$5MIL |
$5MIL |
|
Winter Sports Overseas Medical Assistance^* |
N/A |
UNLIMITED |
|
Own Winter Sports Equipment^* |
N/A |
$1,500 |
|
Winter Sports Hire Equipment^ |
N/A |
$1,500 |
|
Snow Ski Pack^* |
N/A |
$750 |
|
Piste Closure^* |
N/A |
$1,000 |
|
Bad weather & Avalanche Closure^ |
N/A |
$750 |
This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.
*Sub-limits apply - see "what your policy covers".
^ There is no cover under these policy sections while travelling in New Zealand.
Sections 1, 4,4A and 4B-if you claim for the same or similar cancelled services/facilities or alternative arrangements under Sections 1, 4,4A and 4B, we will only pay the higher of the two amount, not both.
# Cover under these policy sections is available under certain plans by paying an additional premium. Rental Vehicle Excess benefits inclusive in price for New Zealand Only and frequent.
Traveller and Frequent Traveller Domestic policies.
Benefit limits as per adult traveller. For accompanying dependents, the policy benefits are shared with the adult traveller.
^^- means limits are per policy regardless of the number of persons the claim relate to.
*Sub-limits apply-see "what your policy covers".
For full details please read the Product Disclosure Statement