Premier Travel Insurance

Keeping You Safe is Our Top Priority

As of 20 March 2020, DownUnder Insurance is temporarily ceasing to issue new international Travel Insurance policies based on the Ministry of Foreign Affairs and Trade (MFAT) travel advice being upgraded to Do Not Travel (Level 4) for all overseas destinations.



Premier Travel Insurance in the form of our Premier (International) Plan is available to New Zealanders, or permanent residents in New Zealand. It offers good levels of cover and is great for most travellers, whether retirees, backpackers wanting higher levels of cover, families or businessmen.

What is our Premier Travel Insurance Plan? The policy has extensive levels of cover, including: Medical and Repatriation (Unlimited), Cancellation Fees & Lost Deposits (Unlimited), Hospital Cash Allowance, Accidental Death (max. Benefit $30,000), Travel Delay Expenses and Alternative Transport Expenses, Permanent Disability, Personal Effects and Luggage+ ($7,500 sub-limits apply), Cancellation and Curtailment, Personal Liability ($5,000,000) and Theft of Cash*.


Policy Benefit Per Adult

Cancellation fees and lost deposits*


Overseas Emergency Medical Assistance^*


Overseas Emergency Medical and hospital expenses^


Dental expenses^


Additional accommodation & travel expenses*


Includes family emergency*


Includes emergency companion cover*


Hospital cash allowance^*


Accidental death*


Permanent disability*


Travel documents, Credit cards & Travellers cheques


Theft of cash


Luggage and personal effects*


Luggage and personal effects delay expenses


Travel delay expenses*


Alternative transport expenses


Personal liability


*Sub-limits apply-see "what your policy covers".

^ There is no cover under these policy sections while travelling in New Zealand.

For full details please read the Policy Wording